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Home > Publication Overview > Research Papers > Undergraduate Financial Aid in the United States
Undergraduate Financial Aid in the United States

Research Papers, Monographs, and Project Publications

Undergraduate Financial Aid in the United States

Author
Judith Scott-Clayton

Published by American Academy of Arts and Sciences, Cambridge, MA, 2017

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Table of Contents

Acknowledgments

Section 1
Introduction: The New Centrality of Financial Aid


Section 2
Background: Fundamental Justifications for Financial Aid

Primary Justifications for Public Provision of Financial Aid

Institutional and Private Organizational Justifications for Aid



Section 3
Overview of Undergraduate Financial Aid

Who Provides Aid?

What Are the Main Types of Aid and Their Key Features?

  • Pell Grants
  • Subsidized and Unsubsidized Stafford Loans
  • “Campus-Based” Title IV Aid Programs
  • Education Tax Benefits
  • Veterans’ Benefits
  • State Grants
  • Institutional Grants
  • Place-Based Local “Promise” Programs

Aid Application, Eligibility, and Accountability

  • Student Eligibility and the FAFSA Process
  • Institutional-Level Eligibility


Section 4
Financial Aid Policy: Questions and Concerns

What Is the Evidence That Financial Aid Improves College Access and Completion Outcomes?

Which Design Features Are Most Important in Financial Aid Programs?

Should Financial Aid Have Performance Requirements?

Unintended Consequences: The “Bennett Hypothesis” and Fiscal Federalism

Are Students Overburdened with Debt?

What Are the Advantages and Challenges of “Making College Free”?

Are Stakeholders Doing Enough to Ensure That Students Use Their Financial Aid for Institutions and Programs That Serve Them Well?



Section 5
Concluding Remarks


Undergraduate Financial Aid in the United States: Key Takeaways

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